You’ve worked hard to build your savings. Now comes another important question: Where should you keep it? Two common options are a traditional savings account and a certificate, sometimes called...
Read MoreWhat's Happening at CLCU?
CLCU cares about your financial success and personal growth, and our community is at the center of everything we do. That’s why we participate in various charitable and social causes to make a positive impact in the lives of others.
From our yearly scholarship program to our Holiday Loan program, our community is the heart of CLCU.
How Many Bank Accounts Should I Have? A Simple Guide to Organizing Your Money
How many bank accounts should you have? For many people, two accounts, a checking account and a savings account, are a good starting point. But there isn’t one perfect number...
Read MoreHow Much House Can I Afford? What to Know Before You Start Shopping
You’ve been scrolling through home listings, saving your favorites, and maybe even driving through neighborhoods to see what’s available. Then comes the question almost every potential homebuyer eventually asks: How...
Read MoreCommon Financial Mistakes Young Adults Make and How to Avoid Them
Your first few years of financial independence come with a lot of firsts: your first full-time paycheck, first credit card, first apartment, first car payment, and maybe even your first...
Read MoreHow Much Should You Really Keep in Your Checking Account?
Your checking account is designed to help you manage everyday spending, pay bills, and keep your finances organized. But how much money should you actually keep in it? It’s a...
Read MoreShould You Pay Off Debt or Build Savings First?
If you have debt and little savings, you’re not alone. One of the most common financial questions people ask is whether they should focus on paying off debt or building...
Read MoreAuto Loans Made Simple: What to Know Before You Buy a Vehicle
Buying a vehicle is one of the biggest financial decisions many people make and for most buyers, financing is part of the process. Whether you’re purchasing your first vehicle, upgrading...
Read MoreHow to Budget for Summer Travel Without Overspending
Summer is one of the busiest travel seasons of the year. Between beach trips, family vacations, weekend getaways, and holiday plans, travel expenses can add up quickly and often faster...
Read MoreUnderstanding Your Credit Score: What It Is and Why It Matters
Your credit score is one of the most important numbers tied to your financial life but for many people, it’s also one of the most confusing. You may have heard...
Read MoreWhen Is the Right Time to Take Out a Personal Loan?
Taking out a personal loan is a big financial decision and for many people, the hardest part isn’t the application process. It’s knowing when it actually makes sense to borrow...
Read MoreHow to Build an Emergency Fund (Even If You’re Starting Small)
Building an emergency fund can feel overwhelming, especially if you’re starting from scratch. Between everyday expenses, bills, and unexpected costs, setting money aside isn’t always easy. But here’s the reality:...
Read MoreWhat to Do With Your Tax Refund: Smart Ways to Use It in Florida
For many people, a tax refund feels like a bonus. After months of working and paying taxes, that lump sum hitting your account can be exciting and a little tempting...
Read MoreModern Banking for Busy Lives: Convenience That Works for You
Between work, family, errands, and everything in between, life doesn’t slow down and your banking shouldn’t either. Modern banking is about flexibility. It’s about access. It’s about having tools that...
Read MoreCredit Unions vs Banks: What’s the Difference?
When choosing where to keep your money, most people compare two options: a traditional bank or a credit union. On the surface, they may look similar; checking accounts, savings accounts,...
Read MoreCalhoun Liberty Credit Union Releases the 2025 Annual Report
2025 Annual Report at the 69th Annual Membership Meeting February 5, 2026
Read MoreLoans Without the Stress: A Simpler Way to Borrow
Borrowing money shouldn’t feel overwhelming. Unfortunately, many people associate loans with complicated terms, confusing processes, and impersonal decisions made far away from their community. Credit unions take a different approach....
Read MoreSkip the Branch: How to Apply for a Credit Union Loan Online
Applying for a loan doesn’t have to mean rearranging your schedule, filling out stacks of paperwork, or waiting days just to hear back. Today, credit unions are making lending easier...
Read MoreLost Your Debit Card? Instant Issue Cards Mean No Waiting
Losing a debit card (or having one compromised) can instantly turn a normal day into a stressful one. Suddenly, you’re worrying about security, access to your money, and how long...
Read MoreBank From Anywhere: How Digital Credit Union Services Fit Your Life
Banking looks a lot different today than it did even a few years ago. Between busy work schedules, family responsibilities, and life happening on the go, most people want banking...
Read MoreEnhanced Security & Verification
As summer soon turns into fall, you may notice us rolling out enhanced security when you reach out to us, which improves our ability to know that when we interact,...
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