Fraud Prevention Reminder: Calhoun Liberty Credit Union will never contact you to request your account information or other personal details. Learn more

Join CLCU

Enjoy the benefits of credit union membership.

Become a Member. Get Benefits.

Joining Calhoun Liberty Credit Union is easy and rewarding. Membership is open to individuals who:

Live, work, worship, attend school, or volunteer in Calhoun, Liberty, Franklin, Gadsden, Gulf, or Jackson County.
Work for, are retired from, are members of, or are affiliated with the Florida Electric Cooperatives Association, Seminole Electric Cooperative, or one of Florida's participating electric cooperatives.
Were members of Florida Rural Electric Credit Union prior to its merger with Calhoun Liberty Credit Union.
Are immediate family members of an eligible or existing member.
Businesses, organizations, and other legal entities that meet this eligibility requirements may also qualify for membership.

Eligible Florida Counties We Serve

If you’re unsure whether you’re eligible for membership, our team is happy to help you confirm eligibility.

  • Alachua
  • Baker
  • Bay
  • Bradford
  • Brevard
  • Broward
  • Calhoun
  • Charlotte
  • Citrus
  • Clay
  • Collier
  • Columbia
  • DeSoto
  • Dixie
  • Duval
  • Escambia
  • Flagler
  • Franklin
  • Gadsden
  • Gilchrist
  • Glades
  • Gulf
  • Hamilton
  • Hardee
  • Hendry
  • Hernando
  • Highlands
  • Hillsborough
  • Holmes
  • Indian River
  • Jackson
  • Jefferson
  • Lafayette
  • Lake
  • Lee
  • Leon
  • Levy
  • Liberty
  • Madison
  • Manatee
  • Marion
  • Monroe
  • Nassau
  • Okaloosa
  • Okeechobee
  • Osceola
  • Pasco
  • Polk
  • Putnam
  • Santa Rosa
  • Sarasota
  • Sumter
  • Suwannee
  • Taylor
  • Union
  • Volusia
  • Wakulla
  • Walton
  • Washington

To Join CLCU, you need to:

  1. Complete a membership application
  2. Provide a valid photo ID, proof of current address and your Social Security card
  3. Deposit the $5 membership fee and sign for your new account
 
That’s it! Once you become a member, you can enjoy all the benefits of CLCU membership, such as:
DriveThru
Access to a full range of products and services
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Higher dividends and better rates
onlinebanking2
Free online banking and mobile app
ATM
Convenient, 24/7 ATM access
FinancialEducator
Free financial education and counseling
Donate
Opportunities to give back to the community

Important Information for Members and Prospective Members

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. 

What Does This Mean for You?

When you open an account, we will ask for your name, address, date of birth and other information that allows us to identify you. We will also ask to see your driver’s license with current address, your Social Security card and other identifying documents. 

Calhoun Liberty Credit Union text

We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

Calhoun Liberty Credit Union text

We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

Calhoun Liberty Credit Union text

We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

Calhoun Liberty Credit Union text

We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

Calhoun Liberty Credit Union text

We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

Calhoun Liberty Credit Union text

We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

Calhoun Liberty Credit Union text

We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

Calhoun Liberty Credit Union text

We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

Our branches will be closed on the following date:

Labor Day: Monday, Sep. 7, 2026

Please remember that ATMs, mobile banking, and online services remain available 24/7 for your convenience.

Calhoun Liberty Credit Union text

We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.