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Holiday Skip-A-Pay · Apply Nov. 1 – Dec. 31

Skip-A-Pay!

(Even Santa Does It)

Starting Nov. 1, skip your November or December loan payment right from your phone.

$45 per loan you skip, charged only if approved. For eligible members and loans.

Santa's hands tapping Skip A Payment in the credit union mobile app, surrounded by holiday gifts
Nov. 1 – Dec. 31 Apply at least 10 days before your due date
Nov. or Dec. Pick one payment to skip
$45 per loan Charged only if approved

It’s Easy to Apply!

Use online banking or our mobile app, starting Nov. 1. We’ll review your request and let you know if it’s approved.

1

Sign in

Open online banking or our mobile app.

2

Pick your loan

Choose it from your account dashboard.

3

Tap “Skip A Payment”

Choose November or December.

4

Pick your fee account

Choose where the $45 fee comes from. You’re only charged if approved.

Sign In to Online Banking Get the Mobile App

No app? No problem!

Apply with a paper form

Don’t use online banking? Want to apply before Nov. 1? Fill out the paper form and bring it to any branch. We’ll hold $45 per loan from the account you choose. It’s only charged if approved.

Download the Form (PDF)

What to bring

  • Your filled-out, signed form
  • An account to hold the $45 fee for each loan
  • One form for each loan you want to skip

Our loan team will review your form and let you know.

Quick Facts

Fee

$45 for each loan you skip, charged only if approved. Skipping 2 loans? That’s $90.

Months

November or December 2026. Online and mobile requests open November 1. Paper applications are available before November 1 but will not be processed until November 1.

Apply Early

We need your request at least 10 days before your due date.

Loans That Qualify

Personal and vehicle loans that are current, with at least 6 payments made.

Loans That Don’t Qualify

Real estate loans and 1Click Holiday Loans.

Your Account

Must be in good standing, with at least $5 and no charged-off accounts.

Questions? We’re here to help!

*All Skip-A-Pay requests are subject to credit union approval. For eligible members and loans. Real estate loans and 1Click Holiday Loans do not qualify. A $45 fee applies to each loan payment skipped and is charged only if the request is approved. Interest and finance charges will continue to accrue. Skipping a payment extends the term of your loan, and a higher total finance charge may be paid. Payments resume the following month. GAP coverage may not extend beyond the original maturity date. Equal Housing Lender. Federally Insured by NCUA.

Equal Housing Lender Federally insured by NCUA
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We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

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We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

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We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

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We provide links to third-party websites, independent from Calhoun Liberty Credit Union. These links are provided only as a convenience. We do not manage the content of those sites. The privacy and security policies of external websites will differ from those of Calhoun Liberty Credit Union. Click “Continue” to proceed or click “Return to Site” to stay on this site.

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