(Even Santa Does It)
Starting Nov. 1, skip your November or December loan payment right from your phone.
$45 per loan you skip, charged only if approved. For eligible members and loans.
Use online banking or our mobile app, starting Nov. 1. We’ll review your request and let you know if it’s approved.
Open online banking or our mobile app.
Choose it from your account dashboard.
Choose November or December.
Choose where the $45 fee comes from. You’re only charged if approved.
No app? No problem!
Don’t use online banking? Want to apply before Nov. 1? Fill out the paper form and bring it to any branch. We’ll hold $45 per loan from the account you choose. It’s only charged if approved.
Download the Form (PDF)Our loan team will review your form and let you know.
$45 for each loan you skip, charged only if approved. Skipping 2 loans? That’s $90.
November or December 2026. Online and mobile requests open November 1. Paper applications are available before November 1 but will not be processed until November 1.
We need your request at least 10 days before your due date.
Personal and vehicle loans that are current, with at least 6 payments made.
Real estate loans and 1Click Holiday Loans.
Must be in good standing, with at least $5 and no charged-off accounts.
*All Skip-A-Pay requests are subject to credit union approval. For eligible members and loans. Real estate loans and 1Click Holiday Loans do not qualify. A $45 fee applies to each loan payment skipped and is charged only if the request is approved. Interest and finance charges will continue to accrue. Skipping a payment extends the term of your loan, and a higher total finance charge may be paid. Payments resume the following month. GAP coverage may not extend beyond the original maturity date. Equal Housing Lender. Federally Insured by NCUA.