Mortgages

Make your homeownership dreams come true with CLCU.

Mortgages with Competitive Rates

Buying a home is one of the biggest financial decisions you will ever make. That’s why you need a trusted partner like CLCU to help you navigate the process and find the best mortgage for your needs and budget.

At CLCU, you can take advantage of a variety of mortgage options that meet your needs, whether you are looking to purchase a new home or refinance your existing one.

Mortgage Special 1

Rates as low as

6.25%

on 5/1 ARM mortgages

Home Equity LOC

Intro APR

5.99%

for 6 months

Mortgage Special 2

Rates as low as

5.00%

on 15/1 ARM mortgages

Construction Loans

If you can’t find your dream home, you may want to consider getting a construction loan at CLCU.

A construction loan is a short-term loan that covers the cost of building or renovating a home. Unlike a traditional mortgage, you only pay interest on the amount you draw during the construction period, and you can choose from a variety of terms and rates to suit your budget and timeline.

In addition to low down payments and flexible draw schedules, we also offer vacant land loans if you need to purchase a lot for your future home. And once your home is built, we can help you refinance your construction loan into a permanent mortgage with competitive rates and terms.

Other Types of Mortgages

Home Equity Line of Credit

A home equity line of credit (HELOC) is a line of credit secured by your home that gives you a revolving credit line to use for large expenses or to consolidate higher-interest rate debt on other loans. It allows you to borrow money against the equity they’ve built up in their home. Talk to us about what a HELOC would look like for you.

FHA Loans

The Federal Housing Administration (FHA) is a government agency that insures loans made by lenders to borrowers. FHA loans are designed to make homeownership more accessible to more people. They are generally easier to qualify for than conventional loans and have smaller down payment requirements. FHA loans allow smaller down payments and lower credit scores than most conventional loans. Questions about FHA loans? We can help.

The CLCU Team of Mortgage Experts

When you’re ready to discuss building or moving into a new home, or refinancing your current home for a better rate, we have an All-Star team of mortgage experts that can help you:

Ashley Durden
NMLS# 1484322

Brianna Brinkley
NMLS# 2185374

Mortgages

Mortgages with Competitive Rates

Mortgage Special 1

6.25%

Home Equity LOC

5.99%

Mortgage Special 2

5.00%

Construction Loans

Other Types of Mortgages

Home Equity Line of Credit

FHA Loans

The CLCU Team of Mortgage Experts

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